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    Harris Completes Purchase of Edville Bankcorp, Inc.

      Harris Completes Purchase of Edville Bankcorp, Inc.

      CHICAGO, December 1, 2005 – Harris Bankcorp, Inc. and its parent, BMO Financial Group (NYSE, TSX: BMO), today announced the completion of the acquisition of Edville Bankcorp, Inc. and its subsidiary Villa Park Trust and Savings Bank (Villa Park Bank). The acquisition was announced on July 7, 2005.

      The purchase price is US $65.5 million. The impact of the transaction on BMO cash earnings per share will be neutral in year one and accretive in year two, excluding one-time costs.

      Harris intends to merge Villa Park Bank with Harris N.A. The addition of Villa Park, a well-regarded community bank with two desirable locations, increases the number of Harris locations in Chicagoland and Northwest Indiana to 199 and the number of ATMs to more than 500.

      This acquisition complements Harris' existing expansion plans in the Chicagoland area, and provides Harris with the opportunity to further expand its community banking services in the growing and highly attractive DuPage County, where Harris enjoys strong market presence.

      HarrisTM is an integrated financial service organization that provides more than one million personal, business, corporate and institutional clients with banking, lending, investing, financial planning, trust administration, portfolio management, f amily office and wealth transfer services. Harris is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisbank.com.

      CONTACTS:
      Media Relations:
      Chris Nardella, Chicago, chris.nardella@harrisbank.com, (312) 461-6055
      Ralph Marranca, Toronto, ralph.marranca@bmo.com, (416) 867-3996

      Investor Relations:
      Susan Payne, Toronto, susan.payne@bmo.com, (416) 867-6656
      Steven Bonin, Toronto, steven.bonin@bmo.com, (416) 867-5452

      HarrisTM is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank N.A. and their bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency Not a Deposit of or Guaranteed by any Bank- May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros and Blaney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris myCFO,Inc. Investment advisory services are also offered by Harris myCFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.


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    Banking products and services are subject to bank and credit approval and are provided in the United States by BMO Bank N.A. Member FDIC.

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