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    HARRIS NESBITT SIGNS AGREEMENT WITH NETDEPOSIT TO OFFER REMOTE CHECK DEPOSIT SERVICES TO THEIR CLIENTS

    HARRIS NESBITT SIGNS AGREEMENT WITH NETDEPOSIT TO OFFER REMOTE CHECK DEPOSIT SERVICES TO THEIR CLIENTS

    New Value-Added Services Enhance Customer Relationships and Position Harris Nesbitt for Growth

    SALT LAKE CITY, UT & CHICAGO – (October 18, 2005) – NetDeposit, Inc. and Harris Nesbitt, the U.S. investment and corporate banking arm of BMO Financial Group (NYSE, TSX: BMO), today announced an agreement to provide remote deposit capture products and services to Harris Nesbitt's corporate clients.

    Harris Nesbitt's new remote deposit capability will be based on NetDeposit's revolutionary remote capture product NetCapture BusinessTM. This new service will allow businesses to make check deposits without leaving the office. Using a desktop scanner and easy-to-use software, clients can now securely image their deposits and transmit them electronica lly to the bank for processing, reducing the time and cost it takes to prepare and make deposits and increasing the speed of availability of funds. Harris Nesbitt will utilize NetDeposit's NetConnect family of products to optimize clearing. The company expects to offer this service to its corporate clients in late 2005.

    "This is an important service for our clients because it virtually puts Harris where our clients need us to be. It gives them the convenience of making deposits on their own schedule, from their own locations, whether or not they are physically located near a Harris branch," said Dennis Dean, Executive Managing Director, Cash Management Services, Harris Nesbitt. "Partnering with NetDeposit enables us to get to market quickly with the best technology in the business, which will allow us to provide value-added services and build stronger relationships with our clients and potential clients." "We are excited to be working with Harris Nesbitt, which has a tradition of providing superior service to its customers," said Danne Buchanan, NetDeposit CEO. "As a leader in cash management products to the middle market, Harris Nesbitt's remote deposit capture offering continues to demonstrate its leadership tradition well into the new era of electronic check processing – the C21 Marketplace."

    About Harris Nesbitt

    Harris Nesbitt is an investment and corporate bank offering clients access to a full range of products and services including investment and corporate banking, treasury services, market risk management, institutional investing and research. Harris Nesbitt is part of Harris, an integrated financial services organization providing more than 1.5 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions. Harris Nesbitt is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisnesbitt.com.

    ABOUT NETDEPOSIT, INC.

    NetDeposit, Inc., an innovator of Check 21 software, through its Franchise Building Technology Platform, delivers the power and promise of check electronification to financial institutions, third party processors and corporations. NetDeposit's NetCaptureTM and NetConnectTM solutions help financial institutions take advantage of the new marketplace enabled by enactment of the Check 21 legislation -- the C21 Marketplace. The company's solutions include tools for distributed capture as well as sorting and routing of electronic items. For over three years, NetDeposit has been remotely capturing and electronically routing items, and currently powers two of the nation's largest IRD print networks. The company has processed millions of electronic items.

    NetDeposit is a wholly-owned subsidiary of Zions Bancorporation (FINRAAQ:ZION), located in Salt Lake City, UT and San Mateo, CA. For information call 1 (801) 273-6067, email: info@netdeposit.com or visit www.netdeposit.com.

    Harris is a trademark used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A. and other bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency - Not a Deposit of or Guaranteed by any Bank - May Lose Value. The purchase of insurance or an ann uity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris my CFO, Inc. Investment Advisory services are also offered by Harris my CFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

    NetDeposit, NetConnect, NetCapture, Decision Gateway, Remote for Business, and C21 Marketplace are trademarks of NetDeposit, Inc., Salt Lake City, UT. All other brand and product names are registered trademarks, trademarks or servicemarks of their respective holders and are gratefully acknowledged. All specifications subject to change without notice.


    Disclosure

    App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. 

    Android, Google Play, and the Google Play logo are trademarks of Google Inc. 

    Banking products and services are subject to bank and credit approval and are provided in the United States by BMO Bank N.A. Member FDIC.

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