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    Harris waives ATM surcharge fee for FEMA debit card users

    Harris waives ATM surcharge fee for FEMA debit card users

    CHICAGO, Sept. 8, 2005 - Harris today announced it will waive the surcharge fee at its more than 500 Harris-branded ATM machines for Hurricane Katrina survivors who were issued a debit card by the Federal Emergency Management Agency (FEMA).

    Harris will ensure those using the FEMA-issued card at Harris-branded ATMs will not be assessed the $2 surcharge.

    The fee will be waived at Harris-owned ATM machines throughout its branch locations in Chicago, Florida and Arizona, and in domestic terminals at O'Hare International Airport and Chicago Midway Airport as of 8:30 a.m. CDT on Friday, Sept. 9, 2005. The waiver will be in effect at more than 160 Harris-branded ATMs at Speedway service stations in Chicagoland and Northwest Indiana as of Monday, Sept. 12, 2005, through a partnership with Harris and EFMARK Premium Armored, which provides Harris ATM services at these locations.

    "We firmly believe that the funds available on the debit card should go to helping our fellow Americans get back on their feet following this horrible disaster," said Frank Techar, Harris bank President and Chief Executive Officer. "We are pleased to be able to provide this small measure in addition to the more than $370,000 we have committed with our parent company, BMO Financial Group, to relief efforts."

    Harris is an integrated financial service organization that provides more than 1.5 million personal, business, corporate and institutional clients with banking, lending, investing, financial planning, trust administration, portfolio management, family office and w ealth transfer services. Harris is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisbank.com.

    Harris is a trademark used by various financial service providers in the BMO Financial Group, a marketing name used by Bank of Montreal. Banking products and services are provided by Harris N.A. and The Harris Bank N.A. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc (HBIS). Securities are provided by Harris Nesbitt Corp (HNC), a registered broker dealer, member NYSE, FINRA and SIPC and Harrisdirect LLC, a registered broker dealer, member FINRA and SIPC. HBIS, HNC and Harrisdirect are wholly owned subsidiaries of Harris Financial Corp. Products offered by HBIS, HNC and Harrisdirect are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment advisor. Family office services are provided by Harris myCFO, Inc. Investment advisory services are also offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.


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