News Releases

NYCE Corporation Signs Agreement with Harris Bank
Leading Midwest Bank to Maximize Value from NYCE Network ATM and PIN Debit Access to Consumer Deposit Accounts

MONTVALE, NEW JERSEY, June 7, 2004 — NYCE Corporation, one of the leading electronic payments companies in the United States, today announced that Harris Bank has signed an agreement to participate in the NYCE Network. Harris is one of the largest community bank networks in Illinois, with nearly 160 locations and more than 450 Harris ATMs.

NYCE Corporation owns and operates the NYCE Network, providing financial institutions, retailers and independent ATM deployers with shared Network services for ATMs transactions, point of sale service (POS), account-to-account money transfers (A2A), and direct debit bill payment for millions of consumers across the US and Canada.

“POS merchants across the country accept the NYCE card which supports Harris’ commitment to excellent customer service, including making sure that our customers know they have reliable and convenient access to their money when they’re away from their local Harris ATM,” said Julie Curran, Senior Vice President, Product Management, Harris Bank. “Today’s announcement also means added convenience to our customers who prefer to use personal identification number (PIN) debit as an easy and reliable payment option.”

Joe Makarewicz, Vice President, Debit Sales of NYCE said, “Harris Bank has a long legacy of superior customer service and product innovation – values that we share at NYCE – and is now adding that legacy to NYCE’s already strong presence in the Chicago area. The millions of NYCE cardholders who live in or visit the area will now see our familiar red and white NYCE logo on Harris’ over 450 branded Chicagoland ATMs. And in turn, Harris Bank cardholders will have access to NYCE’s nationwide network of nearly 150,000 ATMs and nearly one million POS retail merchant locations.”

Harris Bank’s participation will become effective in June 2004.

ABOUT NYCE
NYCE Corporation is at the forefront of electronic payments in the US, providing consumers with secure, real-time account access, 100 million times each month through transactions conducted at thousands of ATMs and nearly a million PIN POS merchant locations. From standout customer service to superior levels of infrastructure reliability, NYCE leads the electronic payments industry through our innovative spirit, dedication to quality and singular focus on real-time payment solutions.

NYCE Corporation operates the NYCE Network, which provides 2,200 financial institutions and thousands of retailers and independent ATM deployers with shared network services for automated teller machines (ATMs), PIN debit point-of-sale, point-of-banking services, EBT, gateway services, account-to-account and direct debit applications. NYCE also provides electronic funds transfer (EFT) processing services including ATM driving and fully automated monitoring services, on and off-line debit card processing, and card authorization solutions.

In addition, NYCE serves the Canadian marketplace in two ways: first, through Everlink Payment Services Inc., a Canadian-based joint venture with Celero Solutions, a Canadian processing company, providing ATM and POS transaction switching, ATM terminal driving and gateway services to the Canadian market. Second, NYCE also is the first payments company to offer widespread US PIN POS access to the debit-smart Canadian consumer through an alliance with Acxsys Corporation, the architects of the Interac national PIN debit network in Canada.

NYCE Corporation is privately held. It is headquartered in Montvale, New Jersey and has office locations in Secaucus, New Jersey; Amherst, New York; Longmont, Colorado; and in Canada, in Calgary, Alberta. NYCE can be found online at www .nyce.net.

ABOUT HARRIS BANK
Harris, with $30 billion in assets, is one of the largest community bank networks in Illinois, a nationally recognized provider of private client and personal trust services and a premier Midwest mid-market corporate bank. Harris serves individuals and businesses throughout nine Chicagoland regions, each with local Harris leadership. Customers of Harris have access to more than 450 Harris ATMs free of charge, and nearly 160 full-service locations throughout Chicagoland. Harris Bank is wholly owned by BMO Financial Group, a highly diversified financial services institution. Harris is a member of BMO Financial Group (NYSE, TSX: BMO). Please visitwww.harrisbank.com and www.bmo.com for more information.